Short Term Loans up to £700
Borrow up to £700 and repay anytime with monthly payments up to 10 months.
Quick, simple & reliable - Get the credit you deserve!
Easy to apply - High acceptance Rate. Get a short term loan up to £700.
Our loans are short term unsecured loans - NOT payday loans.
Money transferred into your bank account the same day your application is approved.
England & Wales only. Express payout. Many satisfied customers.
A simple way of obtaining a short term loan - here's how
Step 1 Apply Online Step 2 Wait for email reply or phone 02380 585011 Step 3 Supply information as requested then await approval.
Cash in your account
All information and copies of documents sent are held securely.
Daily Interest per £100 borrowed
Criteria APR % D £100-£700 0.8% 10 £0.80 New & Existing customers 1221.5
Take the loan out and repay at next pay date or request to pay the interest/capital
for the month for up to 10 months.
Plan D - advances are in multiples of £100 eg. £100, £200, £300, £400, £500, £600, £700 -
maximum term of 10 months. Payments £20 per month.
Interest is charged daily at plan rate up to a maximum amount never exceeding
the amount advanced.
You may settle the loan at any time by requesting a settlement quotation. Interest charged is time dependent.
Used by thousands of customers throughout England & Wales, you'll find it
a simple and reliable way of borrowing over a short term.
8 No bank or work contact 8 Quick and easy application 8 Minimal paper work req 8 No 'roll ups'
8 Safe and secure 8 Good or average credit history considered 8 Thousands of satisfied customers since 1991
Southampton Cheque Exchange
54A, Portswood Road, Southampton SO17 2FW 02380 585011
Warning: Late repayment can cause you serious money problems.
For help, go to www.moneyadviceservice.org.uk
Transparency and fair treatment of borrowers principles
A short term loan is not suitable for sustained borrowing over a long period and can be expensive relative to
other forms of credit. We do not target borrowers who may be vulnerable by virtue of their current or past
indebtedness, age, health or disability or any other reason.
The representative %APR is 1221.50%. This is based on drawing down £85 or £100
and repaying 30 days later (see t's and c's for method of calculation).
The APR will be considerably higher if (a) the period from draw down to repayment on the next pay day is shorter
than one month; (b) repayment is made after making one or a series of monthly fees after the first pay date and
up to month 5; (c) repayment is made in part or in full; (d) the account falls into default and charges are added;
(e) change of payment date; (f) the account is subject to rollover, arrangement, or repayment plan.
New advances from Jan 2nd 2015 - Implications of non payment and default - a cap of £15 applies.
Collection practices will mean trying to resolve a default using a simple reminder to instructing court action.
A default will impact on your credit score as non payment is recorded at the credit reference agencies.
Renewal policy is not applicable to this product.